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Privacy Policy

Last updated: January 2025

BilFina ("we", "us", or "our") operates the website BilFina.in. This page explains our privacy practices. The short version: we collect almost nothing.

1. Information We Do Not Collect

All financial calculations on BilFina run entirely in your browser using JavaScript. The numbers you enter — your income, investment amounts, loan values — are never transmitted to our servers. We have no database of your financial information.

2. Information We May Collect

We may collect anonymous, aggregated usage data through analytics tools such as:

This data contains no personally identifiable information and is used solely to improve the site.

3. Cookies

BilFina may use minimal cookies for analytics purposes. We do not use cookies for advertising tracking or to build personal profiles. If we display third-party ads in the future, those ad networks may set their own cookies, subject to their own privacy policies.

4. Advertising

We may display advertisements through Google AdSense or similar networks. These networks may use cookies and web beacons to show relevant ads based on your browsing history. You can opt out of personalised ads at google.com/settings/ads.

5. Third-Party Services

We use Google Fonts for typography, which may log your IP address per Google's privacy policy. No other third-party services have access to your data.

6. Data Security

Since we don't store your financial data, there is nothing to breach. The site is served over HTTPS to protect data in transit.

7. Children's Privacy

BilFina is not directed at children under 13. We do not knowingly collect information from children.

8. Changes to This Policy

We may update this policy occasionally. The "last updated" date at the top will reflect any changes. Continued use of the site after changes constitutes acceptance.

9. Contact

Questions about this privacy policy? Email us at hello@BilFina.in.